Loan / EMI Calculator
Loan / EMI Calculator shows your fixed monthly instalment (EMI) for any loan, plus the total interest you'll pay and the total amount repaid, from the principal, annual interest rate and tenure.
🔒 Calculated instantly in your browser.
How to use Loan / EMI Calculator
- Enter the loan amount (principal).
- Enter the annual interest rate and tenure.
- Read your monthly EMI, total interest and total payment.
Frequently asked questions
How is EMI calculated?
It uses the standard formula EMI = P·r·(1+r)ⁿ ÷ ((1+r)ⁿ−1), where r is the monthly rate and n the number of months.
Does it include taxes or fees?
No — it calculates the core principal-and-interest EMI. Processing fees and insurance are not included.
Is it free?
Yes, free and instant with no sign-up.
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