PayPal Fee Calculator
PayPal Fee Calculator works out the fee on a payment and what you'll actually receive — or reverse-calculates how much to request so you net an exact amount after fees.
Last updated: July 2026
A PayPal fee calculator shows how much PayPal deducts from a payment — typically 3.49% + $0.49 for US commercial transactions — and what you actually receive. It can also reverse-calculate how much to request so the net amount after fees equals your target, using ask = (target + fixed) / (1 − rate).
How to use PayPal Fee Calculator
- Enter the payment amount and pick a fee preset (or enter a custom rate).
- Choose "I'm receiving" or "I want to receive".
- Read the fee, the net or requested amount, and the effective fee rate.
Frequently asked questions
Can it tell me how much to invoice?
Yes — "I want to receive" mode reverse-calculates the amount to request so the net after fees equals your target.
Are the fee rates exact?
The presets reflect common PayPal commercial rates, but rates vary by country and account type — check PayPal's current fee page for yours.
Is my data stored?
No — everything is calculated in your browser. No amounts are uploaded or saved.
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