FD Calculator
Work out what a fixed deposit will be worth at maturity. Enter the amount, interest rate, term and how often interest compounds.
Last updated: July 2026
An FD calculator works out the maturity value of a fixed deposit. Enter the deposit amount, annual interest rate, term and compounding frequency (quarterly is typical), and it applies the compound-interest formula to show the interest earned and the final maturity value. The figure is before any tax (TDS).
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How to use FD Calculator
- Enter the deposit amount.
- Enter the interest rate, term and compounding frequency.
- Read the interest earned and maturity value.
Frequently asked questions
How often do FDs compound?
Most banks compound quarterly, but you can choose annually, half-yearly, quarterly or monthly here.
Is the result after tax?
No — it's the gross maturity value before any TDS or income tax on the interest.
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