SIP Calculator
See how a monthly SIP could grow over time. Enter your monthly amount, an expected annual return and the number of years to estimate your maturity value.
Last updated: July 2026
A SIP calculator estimates what a monthly Systematic Investment Plan could grow to. Enter your monthly investment, expected annual return and time period, and it computes the future value using the compound-growth annuity formula, splitting the result into the amount you invested and the estimated returns. Returns are illustrative, not guaranteed.
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How to use SIP Calculator
- Enter your monthly investment amount.
- Enter the expected annual return (%) and time in years.
- Read the invested amount, estimated returns and total value.
Frequently asked questions
How is the SIP value calculated?
It uses the future-value-of-annuity formula with monthly compounding, assuming each instalment is invested at the start of the month.
Are the returns guaranteed?
No — market returns vary. The result is an estimate for planning, based on the rate you enter.
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